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The Dave Ramsey Show Podcast - Tue, 06 Jan 2009 23:59:00 -0500
The Dave Ramsey Show is about life and how it happens to revolve around money. Dave Ramsey teaches you to manage and budget your money to avoid bankruptcy, help yourself get out of debt, build wealth, and live in financial peace without debt consolidation. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.
[0:00:30] ... Ramsey show where daddy is dumb okay she is. Hey I'll hold mortgage has taken -- of the BMW. As the status symbol of choice I am Dave Ramsey your host and this is the ...
[0:00:52] ... number is triple 88255225. That's triple 8825. 5225. For you can go online at Dave Ramsey dot com you can click on Dave's email keep your emails brief and to the point we will do ...
[0:01:44] ... me five without doing that doing the paperwork and stuff and our mortgage -- now -- 585 and I know it's not. Life or death that I would kind of excited to be. You know ...
[0:02:33] ... she's a little bit of Leonard Cuba down I'd be that'd. Our mortgage payment right now about 17% of our of our monthly budget a little word so we're not out of out of line. ...
[0:03:08] ... Could you desert you guys are positioned to start really hitting -- mortgage charge you. ...
[0:03:35] ... amount at 5% interest -- thirty years. My goodness that's a small mortgage anyway. All right you figure payment is going to be three or sixty I have to horse just assumed it easing. Taxes ...
[0:04:39] ... And so really what we're discussing here is that the thirty year mortgage worry you to keep them the full term of the loan. You'll pay back 40000 dollars more. They -- well on the fifteen year mortgage. And you'll be in -- fifteen years longer. In the some people don't pay extra on the all of the statistical evidence ...
[0:13:02] ... that none. To qualify just do things like use direct deposit bank online and use a debit card a certain number of times per month. Things you probably do already. Go to checking under dot ...
[0:17:45] ... Sure welcome. Well it's not everybody I didn't like a mortgage that you've got they're giving you three choices one or you don't even make the full interest -- the -- every month. ...
[0:21:15] ... of mortgages. And but right now you're kind of stuck in that mortgage it's not a permanent thing. But you can sit there and tread water for years or even to. While you kind of ...
[0:27:14] ... off debts and discovering the life -- financial freedom in this incredible online community. Start your total money make over today. At my total money make over -- town. That's Dave Ramsey's -- total money ...
[0:29:42] ... what your household income. And how much of the 54 is second mortgage. Parity. Welcome and you said your from your household income is 5050. ...
[0:30:23] ... 5000 dollars -- to go Mike and a 150 was a little mortgage you gotta build attack that like an animal. ...
[0:30:42] ... How much of the cars car mortgage. ...
01/06/09 Marketplace
Putting the bad numbers into context; Europe low on fuel without Russian gas; Cheap oil puts Venezuela over a barrel; Letters: Astrology, retirement, priorities; Asphalt shortage makes recovery rough; Peer pressure pushes people to go green; A look inside Countrywide
[0:00:34] ... Cargill collaborate create succeed. This is tough Kerviel worked with customers stories online at -- you know create -- come. ...
[0:08:54] ... Lynch and what is arguably the company at the heart of the mortgage mess Countrywide Financial. At a Michaels and used to run marketing at countrywide helping generate new customers for what was at the time. The biggest mortgage firm the United States he has written about his experiences and new book -- into the program. Thank you for having so ...
[0:13:03] ... and used to be senior vice president of marketing at countrywide the mortgage company is book is called the foreclosure of America. I'm thankful. Thanks for having me. If congress gives him everything he's asking ...
Victor Davis Hanson Interview
Senior Fellow at the Hoover Institution and Author of " A War Like No Other " and " Mexifornia "
[0:00:37] ... to Gaza want to talk to you about your column. National review online about the the year 2080 year like no other and I might be in the minority here victor but lol why saw ...
[0:03:09] ... bit I ask people's. Few people ought to look that 700000 dollar mortgage saw just walk away from you and I turn on TV and -- call this number to get out your credit card ...
Sarah and Vinnie: 12.18.2008 7 AM - 8 AM
The 7 AM hour of the Sarah and Vinnie show from December 18, 2008.
[0:00:00] ... Allison and 73. And radio I'll start coming to listen all day online please listen all bank. -- On the air there are many -- morning show market is going to stop by today at ...
[0:01:37] ... past man missed the city a lot and love listening year's show online every morning. And here's a picture of her 1 did you see her know what a -- as a result. ...
[0:10:37] ... second place in their week. You can find a pace of her online and. ...
[0:14:39] ... called foreclosure trackers incorporated. Is in the process of negotiating a new mortgage for -- life. They get them out of foreclosure and allows them to keep the Beverly Hills home they were desperately trying ...
[0:15:38] ... we still sort of habit but he was in arrears on his mortgage something like 600000 dollars and was trying for. A couple of years to sell displacing his but it had mold problems I ...
Here and Now for Tuesday, January 6, 2009
On today's podcast — a look at the 111th Congress; the internet and the Presidency; proposed bans on 'exotic' service animals; Nantucket hit by the Madoff scandal; and a Frontline documentary about an elderly New Orleans resident struggling to restore his home after hurricane Katrina.
[0:05:29] ... review. So it's ironic that the man who's been called the first online social networking president. Might not be able to use the very tools that his campaign and voters seized upon and employed so ...
[0:07:51] ... President Bush is the first digital president. And Obama is the first online social networking president what what did he mean. ...
[0:13:52] ... or low cost tickets and those who can't make it can attend online. Joining us now and continue our continuing our conversation is Andrew Boucher he's a technology expert who founded the website personal democracy ...
[0:15:18] ... And I was proving my thesis that all the online organizing on FaceBook -- YouTube and MySpace. We're gonna make a difference. On the ground offline. And I found a group of ...
[0:17:13] ... But it wasn't enough there you need more than just. Blogs and online fundraising to be successful candidate in the candidate himself has to have other attributes. The timing has to be right there's a ...
[0:39:13] ... for the full value of the house they were insured for -- mortgage the house. In this state -- this road home program what you got through federal money which bureaucracies. That. They came up ...